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Don't skip your retirement contribution this year

3/11/2010

Many individuals and households have been trimming the family budget for leaner times. Go ahead and cut back on coffee drinks, pack a lunch and arrange to carpool to work.

But when it comes to finding additional areas to cut expenses, don't make the mistake of scrimping on your tax-deferred retirement plan contribution.

Making your annual ...

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A comfortable retirement requires turning retirement savings into retirement income

3/4/2010

Spending time with family, pursuing hobbies or volunteering for a favorite charity -- these are some of the common ambitions of men and women approaching retirement.

One challenge retirees often face, however, is how to replace earnings to fulfill their vision for working less or not at all.

Like most people, you may have saved for retire ...

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A few steps seniors can take to help protect against fraud

2/25/2010

Protecting your retirement nest egg and sustaining your retirement income are challenging enough. When you add in the fears and concerns unique to older persons, it's clear that seniors should consider taking extra precautions to guard their investments.

Older people can be common targets for fraud and financial crimes. Several qualities that ...

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Middlefield Banc Corp. announces 1Q10 cash dividend

2/18/2010

Middlefield Banc Corp. announced last Wednesday that the company's board of directors has declared a quarterly cash dividend of $0.26 per common share payable on March 15, 2010, to shareholders of record on Feb. 26, 2010.

The cash dividend is equal to that paid in the fourth quarter of 2009.

"Our company continued to be profitable during ...

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When a will is ripe for revision

2/18/2010

Some types of pears and other fruit don't change color as they ripen. You have to feel the softening. If you wait too long, you'll eat overly sweet fruit or have to throw it away.

Similarly, if your will has been sitting in your desk or another safe place for awhile, it may have passed its peak financial efficiency unnoticed.

A will that ...

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