Retirement plans can be SIMPLE
If you're a small business -- or a self-employed individual, there are many retirement plan alternatives available to help you and your eligible employees with retirement planning.
One popular option for organizations such as sole proprietorships, partnerships, corporations and non-profit organizations to consider is the SIMPLE (Savings Incentiv ...
Don't follow the herd
There's a theory on Wall Street that goes something like this: If you follow the crowd and buy the hot investment of the day, chances are you'll be scooping up shares when most others are about to sell.
This natural "herd instinct" of buying when everyone is euphoric might mean you've entered the game too late and are buying at the wrong time.
...Is an Individual 401(k) Plan right for you?
If you can answer "yes" to either of the following questions, then maybe it is: "Are you the sole employee of your business?" or "Does your business employ only you, your co-owners and spouses?"
Chances are -- even if you did answer "yes" -- you've never considered establishing a 401(k) plan to save for retirement because you think they're stric ...
'Giving Back' has its rewards
Millions of Americans choose to "give back" to their communities by making donations to their favorite charities each year. In fact, according to the Giving USA Foundation and Center of Philanthropy at Indiana University, charitable contributions totaled more than $300 billion in 2009.
Qualifying organizations are those that have been granted ta ...
Talk money before the wedding bells ring
Unless you and your spouse-to-be have spent a significant amount of time discussing how you plan to handle finances after the honeymoon, you may be setting yourselves up for a rough go -- at least in the beginning and maybe for your entire time together.
Studies have shown that money is a frequent topic of arguments in many marriages. One of the ...
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