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Tax-Smart Retirement Moves

5/22/2013

Smart investing often involves choosing the right assets to meet your specific needs.

It can also involve holding those investments in the right types of accounts — particularly when it comes to retirement savings.

When managing your retirement savings, aim for tax efficiency, recommends Bev Doolin, IRA product manager at Wells Fargo Adviso ...

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Designing Your Retirement: The New Reality

5/15/2013

A new grandchild arrives. Your son moves across the country for his new job. The family home requires more maintenance than your travel-intensive lifestyle allows. A health challenge arises. Whatever the reason, expenses that significantly affect your long-term finances should trigger a meeting with your Financial Advisor.

What to Expect From a Fi ...

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Roth IRA Conversions: For All Income Levels

5/9/2013

The Roth IRA is not just for middle-income Americans anymore. Originally established as an attractive retirement savings vehicle for this group of wage earners, the Roth IRA had been out of reach to high-income earners until several years ago.

As of 2010, investors of any income can convert retirement plans and Traditional IRAs to Roth IRAs. This ...

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Facing Divorce? Organize Your Finances Now

5/2/2013

If you’re in a marriage that’s ending, you’ll need to gather certain financial documents to help you evaluate your assets and understand the financial position you’re in.

Some of the information may be at your fingertips, but some might require sleuthing.

Start looking in the obvious places — where you and your spous ...

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Understanding Cost Basis May Be Worth It

4/25/2013

Cost basis. What is it? You may have heard this term used many times, but if you are an investor, it is important to know what it means.

Cost basis is a means of measuring the value of a security or other assets for tax purposes. When you sell a security, you compare its selling price with your cost basis to determine whether you’ve r ...

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