Your Personal Debt Ceiling
The market upheaval in the third quarter of 2008 kicked off more than the Great Recession. It spurred Americans to get a handle on their…
Read this article »Bouncing Back From the Payroll Tax
If you had resolved in January to save more money this year, a recent increase in the Social Security payroll tax to 6.2% from 4.2%…
Read this article »It’s Not Your Grandfather’s Retirement Anymore
It used to be relatively simple to plan for retirement: Youd just circle the date on the calendar when your pension was set to kick…
Read this article »Can You Claim Adult Dependents?
Nearly a quarter of all 18- to 34-year-olds report they have moved back in with their parents after living on their own. [1] This may…
Read this article »Teach Your IRA Beneficiaries to Stretch
Americans saving for retirement are well aware of the tax benefits that individual retirement accounts (IRAs) confer on account holders. Fewer are familiar with the…
Read this article »Juggling the Challenges of the Sandwich Generation
Life expectancies are almost five years longer today than they were 30 years ago,* a fact that increases the likelihood you will provide some form…
Read this article »Defending Elders Against Financial Crimes
Financial crimes against older Americans are on the rise. According to the 2010 Investor Protection Trust (IPT) Elder Fraud Survey, more than seven million older…
Read this article »Tax-Smart Retirement Moves
Smart investing often involves choosing the right assets to meet your specific needs. It can also involve holding those investments in the right types of…
Read this article »Designing Your Retirement: The New Reality
A new grandchild arrives. Your son moves across the country for his new job. The family home requires more maintenance than your travel-intensive lifestyle allows.…
Read this article »Roth IRA Conversions: For All Income Levels
The Roth IRA is not just for middle-income Americans anymore. Originally established as an attractive retirement savings vehicle for this group of wage earners, the…
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