Students in Chardon High School's family and consumer sciences class, Living on Your Own (LYO), are studying the use of credit.
Important Life Skills Lessons
Students in Chardon High School’s family and consumer sciences class, Living on Your Own (LYO), are studying the use of credit. Thank you to Sonya Kaser and Cheryl Radvansky from Key Bank, who visited the class to cover some important basics.
Mrs. Kaser and Mrs. Radvansky discussed the importance of understanding how credit works and knowing how to use credit wisely. They explained what credit scores are, how an individual’s score is compiled and the importance the score plays when applying for credit. They concluded their presentation with suggested steps a young adult might take to begin establishing good credit.
The LYO students will next analyze and compare annual fees and interest rates of various credit cards offered by different companies. Students will do this analysis using authentic credit card applications donated by various local businesses. Students will also examine how each type of credit determines the finance charge.
The unit on credit equips LYO students with important and valuable knowledge as they plan their transition into the real world after high school.
Active Substance Abuse Prevention
Chardon Schools is committed to providing effective programs designed to prevent the use of tobacco, alcohol and other drugs in the school and community. The district is fortunate to have a group of high school students (ASAP – Active Substance Abuse Prevention) dedicated to bringing school, home and community together to work towards solutions to the drug pressures facing youth today.
ASAP students are currently teaching the classroom-based curriculum, Project Alert, to eighth-graders once a week for nine weeks. The curriculum is specifically designed for grades seven and eight and has been designated as an evidenced based program. Lessons focus on motivating non-use, learning to recognize pressures to use and on developing and practicing skills to resist these pressures.
Recognizing that prevention of drug use is most effective when it is a partnership between the community, home and school, there are several lessons that include opportunities for students to bring information home to parents.
For more information regarding the ASAP student group, contact joan.blackburn@chardonschools.org or kate.collins@chardonschools.org.
